Investment Calculator

Calculate your investment growth with SmartFinCalc. Estimate future value based on contributions, interest rate, time horizon, and compounding frequency. Free and easy to use.

Estimate Your Investment Growth

Our investment calculator helps you forecast your portfolio’s future value based on your initial deposit, contribution frequency, interest rate, and time horizon. It's perfect for planning retirement, saving for a goal, or projecting wealth growth over time.

Frequently Asked Questions

How is compound interest calculated?

Compound interest is calculated by applying interest not only to the initial principal but also to the accumulated interest over time.

How can I calculate my investment returns?

Use this calculator by entering your initial investment, rate of return, contribution frequency, and time period to get your estimated future value.

What’s a good rate of return on investment?

A common target is 6%–8% annually after inflation for long-term diversified portfolios, but it can vary by risk tolerance.

Can I include monthly contributions?

Yes. Enter your monthly contributions to see how recurring deposits grow your investment exponentially over time.